EXPOSURE ESTIMATOR — INTERNAL AWARENESS TOOL — NOT A PROPOSAL · NOT A COMMITMENT — EDIT INPUTS · OUTPUTS UPDATE LIVE — DIRECT + PRODUCTIVITY + ADMIN + PREMIUM IMPACT — EXPOSURE ESTIMATOR — INTERNAL AWARENESS TOOL — NOT A PROPOSAL · NOT A COMMITMENT — EDIT INPUTS · OUTPUTS UPDATE LIVE — DIRECT + PRODUCTIVITY + ADMIN + PREMIUM IMPACT —
Injury cost audit · Exposure estimator
Live calculator AU · NZ

Workplace injury & risk cost exposure.

Edit your numbers below. The model maps direct costs, lost productivity, training and admin, and a premium-impact factor into a total annual exposure — then shows the financial impact of moving prevention upstream with screening.

For internal awareness only · Not a proposal or commitment
Current risk inputs
EDITABLE
01 Annual musculoskeletal injuries count / yr
# / year
02 Direct cost per injury AUD
$ / injury
03 Average days lost per injury days
d / injury
04 Daily wage cost AUD
$ / day
05 Training & replacement cost AUD
$ / injury
06 Admin cost per claim AUD
$ / claim
Outputs update live ● Editable
Annual cost exposure
ESTIMATE
A Direct costs $0
B Premium impact (≈ direct) $0
C Lost productivity $0
D Training & admin $0
Total annual exposure $0
Impact of upstream screening
MODELLED · 40%
Prevented injuries 0
Financial impact $0
● New projected exposure After 40% upstream reduction $0
Awareness model · Not a guarantee ● Reduction modelled
Section 01 — NotesMethodology

How the numbers are built.

Note / 01

Total exposure

Direct costs are doubled to approximate premium impact, then added to lost productivity (days × wage) and training + admin per injury. The model is intentionally simple and conservative.

Note / 02

Upstream reduction

The 40% reduction factor reflects published ranges for early-intervention and screening programs. It is illustrative for awareness — not a guarantee of outcome for any specific environment.

Note / 03

Boundary conditions

This is an internal awareness model, not a proposal or commitment. Real-world exposure depends on workforce mix, sector, claims history, and the controls already in place.

End / Engagement ● Risk snapshot available

Turn this estimate into a real snapshot.

A risk snapshot takes the inputs above and grounds them in your actual roles, exposures, and claim profile — producing a clearer view of where exposure is concentrated, with no obligation to proceed.

Explore risk snapshot
● No obligation ● No pilot required ● Tenant-isolated ● Honest framing